Wednesday, August 26, 2020

Legitimacy Crisis Essay Example for Free

Authenticity Crisis Essay I realize that written falsification isn't right. Copyright infringement is to utilize another’s work and imagine that it is one’s own. 2. I have utilized the â€Å"Harvard† show for reference and referencing. Every commitment to, and citation in, this exposition/report/venture from the work(s) of others has been credited, and has been refered to and referenced. 3. This article/report/venture is my own work. 4. I have not permitted, and won't permit, anybody to duplicate my work with the expectation of making it look like their own work. Mark: Jvanrooyn Word Count: 308 barring in-text references Jihad Van Rooyen. Prologue to Politics, Tutorial Group #11 12 March 2014 Assignment #3 Legitimacy Crisis Revolutions bring about a universal change in the public eye. This paper finds out subjects tossing authenticity into emergency through an assessment of the wellsprings of the French, Russian and Iranian upheavals. As specified by Max Weber in his authenticity emergency goals, society works on an ethical connection between the ruler and the governed (Hague, Harrop Breslin, 1992:19). Rejection by the managed would bring about a system losing its authenticity and clear route for a political separate. This is underscored by John Locke in the Social Contract, where he esteemed that society has no ethical commitment to the system when the agreement is penetrated (Spragens, 1997:34). Along these lines, authenticity confirms political steadiness and must be lost before any upset can come to pass. The French Revolution depended on the protected and financial emergencies, which lead to unsteadiness. Consequently through the disappointment of the system to satisfy needs, authenticity was lost and a common upheaval followed (Hague, Harrop Breslin, 1992:72). Relative hardship was a quick by-factor, obviously apparent through the rebellions against the basic conditions, which at last nullified supreme government in France (Hague, Harrop Breslin, 1992:74). Additionally to the French upset, the Russian toppling of the old political framework demonstrated simpler than solidifying power (Hague, Harrop Breslin, 1992:79), particularly after the two insurgencies were impacted by the regime’s spending on fighting. The two insurgencies included laborers uprising, attributable to craving, destitution and social disparity. The Tsar couldn't satisfy the needs of the residents and in this manner lost believability. Conversely, Iran’s old system had not been assaulted by fighting nor had it endured financial disappointment, before its transformation (Hague, Harrop Breslin, 1992:79). The unrest was a strict issue against the system. Like the past two transformations, desires among the individuals were not met by the system. All in all, when a system doesn’t satisfy its ethical commitment to the individuals or in the event that they don't meet the desire for the residents, relative hardship could happen which could at last outcome in wrongness and an unrest.

Saturday, August 22, 2020

Electromagnetic Induction Essay Research Paper The phenomenon free essay sample

Electromagnetic Induction Essay, Research Paper The marvel called electromagnetic inception was preeminent seen and examined by Michael Faraday, in 1831. Electromagnetic commencement is the creation of an electromotive power ( voltage ) in a music chief as an outcome of a changing attractive field about the music executive and is an extremely of import develop. Faraday found that, at whatever point the attractive field about an electromagnet was made to turn and surrender by closing and opening the electric circuit of which it was a part, an electric flow could be recognized in a different music chief close by. Faraday other than examined the likelihood that a current could be created by an attractive field being set close to a snaked wire. Simply puting the magnet close to the wire could non deliver a current. Faraday found that a current could be created in this situation only if the magnet had some speed. The magnet could be moved in either a positive or negative manner however must be in motion to deliver any current in the wi re. We will compose a custom article test on Electromagnetic Induction Essay Research Paper The marvel or then again any comparative subject explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page The current in the winding is called an incited current, on the grounds that the current is achieved ( or? instigated? ) by a modifying attractive field ( Cutnell and Johnson 705 ) . The incited current is supported by a voltage. Since a start of voltage is ever expected to deliver a current, the winding itself carries on as though it were a start of voltage. The voltage is known as an actuated voltage. Along these lines, a changing attractive field actuates a voltage in the winding, and the voltage prompts an initiated current ( 705 ) . He other than found that voyaging a music chief almost a fixed enduring magnet made a present transition in the wire each piece long as it was voyaging each piece in the magnet and looped wire set-up. Faraday pictured an attractive field as made out of numerous lines of commencement, along which a little attractive compass would demonstrate. The entirety of the lines crossing a given nation is known as the attractive transition. Faraday ascribed the electrical impacts to a modifying attractive motion. The need of motion to deliver a current is because of the way that electromagnetic commencement includes a period fluctuating attractive field. Similar impacts can be delivered by venturing to every part of the winding toward and off from a dormant attractive start. In either example, the way to bring forthing the current is unquestionably the signal of the magnet or the wire. The attractive lines of the attractive field must experience through a cringle of the curled wire. The estimation of the attractive motion is comparative with the whole figure of lines go throughing through the cringle ( Serway and Faughn 653 ) . The attractive transition can be expressed in a condition equivalent to the motion: degree Fahrenheit = ( B ) ( A ) or f = ( B ) ( A ) cos Q. The incentive for the attractive field ( B ) is increased by the nation of one cringle of the wire winding ( A ) and the point at which the attractive field crosses the plane of the cringle. This choice lead to the improvement of other law influencing electromagnetic motion. At some point after Faraday? s tests and choices, Scots physicist James Clerk Maxwell suggested that the cardinal outcome of modifying attractive motion was the creation of an electric field, non only in a music chief, where it could drive an electric charge, however adjacent to in interminable even without electric charges. Maxwell figured the scientific look partner the adjustment in attractive motion to the actuated electromotive power ( voltage ) . This relationship, known as Faraday # 8217 ; s law of inception, expresses that the greatness of the voltage actuated in a circuit is comparative with the pace of change of the attractive transition that cuts over the circuit. The incited voltage along any voyaging or fixed scientific route in an invariable or adjusting attractive field rises to the rate at which attractive motion regions over the way ( Ohanian 784 ) . The resulting attractive field delivered in the winding will be in the contrary method of the attractive field of the cantina magnet. This because of the connections between the voltage, the current, and the attractive field. In the event that the field were created in the method of the magnet? s attractive field, the framework would proceed to build in control because of the impacts of an expansion in the electromagnetic transition proceeding onward the winding. The framework would result in disaster whenever proceeded in that mode. The field must, by statute, oppose the expansion of the attractive motion proceeding onward the winding so as to keep the parity of the framework. The condition for this is: E = # 8211 ; N ( qf/qt ) where N is the figure of cringles in the snaked wire and T is the clasp wherein the transition, degree Fahrenheit, is changed. This trial will look into a couple of the condition of affairss in which a current can be actuated by an attractive field. These have demonstrated utile for the potential outcomes of bring forthing a current with attractive fascination. The interlingual interpretation of this is through structure of generators, the attractive field going through the curled wire creates an utile start of power. The instigated present and incited voltage identify with the amperage and electromotive power go throughing through a considerable lot of our places today. These finds were utilized to change the way we inhabited the twist of the century by providing the physical Torahs required by pioneers to deliver new designing. Method: I.Currents Induced in Straight Wires: 1.Connect the individual wire arrangement to the force gracefully as appeared. The ammeter ought to be on high graduated table. Spot one of the little Ag compasses on the back rack. Rotate the rack and mystery plan the attractive field. Recollect that the attractive field ever runs from north to south. In this manner at any point put the pointer on your field line in the manner that the north pointer focuses. 2.Turn the current up to around 5 amperes. Be cautious non to contact any wires or you will gain a downright terrible surprise. Other than rush in taking your measurings or the circuit ledgeman will blow. Spin the rack again and plot the field. Peruse your content version on the hypothesis of attractive Fieldss for continuous wires before making this. Change by inversion the leads so the present streams in the contrary way and reiteration. 3.Now associate the wire cringle arrangement, the ammeter, and the force flexibly in an arrangement circuit. Turn the force gracefully up until the ammeter finds out around 2 amperes. This clasp you will use one of the bigger gold compasses. Keep the compass on the inside of the cringle, observing the way the needle focuses. Rehash outside of the cringle on all sides. Pull the cringle on your paper and mystery plan the attractive field. Change by inversion the method of the present move through the cringle and repeat the measurings. 4.Set the board electromotive power to 1.5 Vs using the voltmeter. Associate a winding to the flexibly as demonstrated as follows. Supplement the opened sythesis board destitute. Utilizing the compass on the sythesis board, delineate the attractive field. Incorporate the directional pointers. Change by inversion the method of the current and redundancy. 1.5 Vs II.Currents Induced By a Bar Magnet: 1.Connect a galvanometer ( most touchy graduated table ) to the terminuss of the winding, as demonstrated as follows. Rapidly embed one terminal of the cantina magnet into the winding, delay, along these lines, quickly take the magnet. What are your perceptions? Use investigations of the winding to bespeak current waies. There are four examples to be thought of: ( 1 ) north embedded, ( 2 ) North pulled back, ( 3 ) South embedded, and ( 4 ) South pulled back. For each case there are four pictures. In this manner, an aggregate of 16 charts are required. The manner in which the galvanometer needle moves is a similar route as the copper rrent is fluxing. Recall the cantina magnet has a field running from N to S. At the point when this is embedded in the winding, a current is set up so as to deliver an attractive field that will cancel out the field of the cantina magnet. Is the field created by the current in the winding in the correct method to cancel the field of the cantina magnet? 2.Repeat part 1, however substantially more simple than prior. Analyze results. Does the speed have a result on the quality of the attractive field delivered? 3.Repeat the procedure with the other terminal of the magnet. III. Flows Induced by Current-Carrying Coils: 1.Connect a second winding t the 1.5v force gracefully arranged as appeared. Rapidly move winding An up to spin B, keeping direction appeared above ( note impacts ) . Show the current in each winding. Rapidly move winding An off from B. Show the waies of the flows in the spirals. Recall current streams from to? what's more, is set in winding A. Does revolve An act accurately like the cantina magnet did? 2.Now disengage one wire from winding An and make a trip winding An up to revolve B. Reconnect the wire to spin A ( note outcome ) , disengage wire ( note result ) . Demonstrate method of flows in spirals for each occasion. A Bacillus Volt Pieces of information: I.1. The attractive field of a back to back wire was seen as: 2.The attractive field of a similar wire with current in inverse manner: 3. The attractive Fieldss of cringles of wire with current in inverse waies: a. B. 4. The mapped attractive field from a cringle appended to an electromotive power: a. B. II.1. The outlines bespeaking the introduction of the north post of a cantina magnet into the winding: a.b. c.d. The outline with the south shaft of the cantina magnet being embedded into the winding: a. B. c. nutrient D. The chart of the north post of the cantina magnet being pulled back structure the winding: a.b. c.d. The chart for the south-post of th

Friday, August 21, 2020

Competitor Analysis and Competitive Intelligence

Competitor Analysis and Competitive Intelligence © Shutterstock.com | bizvectorFor those who are yet to harness the power of competitor analysis or competitive intelligence to get that edge, read this article to know about these aspects: 1) what is competitor analysis, 2) difference between competitor analysis and competitive intelligence, 3) three approaches of competitive intelligence, 4) cycle of competitive intelligence, and 5) examples of competitive intelligence analysis techniques.WHAT IS COMPETITOR ANALYSIS?A competitor analysis, which is an essential element of corporate strategy, is a technique used to assess outside competitors (potential and current). The study seeks to identify the strengths and weaknesses of these competitors and use the knowledge gained, to improve endeavors within the company. Its goal is to create a profile of the kind of strategy changes each rival may take, each rival’s possible reaction to possible environmental shifts and industry changes, and each rival’s probable response to the variety of probable strategic moves other firms or companies could make. Thus, your competitor analysis should enable you to come up with the tactics and strategies essential for ensuring profitable and consistent transfer of market share from particular competitors to your company or firm.The competitive analysis gives a defensive and offensive strategic context to spot both opportunities and threats. Profiling combines all of the pertinent sources of competitor analysis into a single structure in the support of effective and efficient strategy formulation, implementation, adjustment, and monitoring.One frequently used yet useful technique of competitive intelligence is developing a competitor array, the steps of which include:Delineating your industry â€" nature and scope of the industryFinding out who your competitors areFinding out who your customers are and the advantages they expectFinding out what the chief success factors in your industry areRanking each of the success factors by gi ving it a weighting â€" when the weightings are added together, the total should be oneGiving each competitor a rating based on the chief success factorsMultiplying the factor weighting with each cell in the matrixDIFFERENCE BETWEEN COMPETITOR ANALYSIS AND COMPETITIVE INTELLIGENCEThough the term “competitive intelligence” is often regarded as similar in meaning to competitor analysis, that belief is not correct. Competitive intelligence may be defined as the action of delineating, collecting, studying and distributing intelligence pertaining to competitors, products, customers and any facet of the environment required to support managers and executives making strategic decisions for a business. This is similar to competitor analysis. However, competitive intelligence does more â€" it also involves improving the competitiveness of the business or organization relative to its whole environment and stakeholders: competitors, customers, technologies, distributors and macroeconomic d ata.THREE APPROACHES TO COMPETITIVE INTELLIGENCECompetitive intelligence is carried out under three key approaches in the CI framework, all of which are discussed below:Tactical intelligenceThis approach is on a smaller scale and usually operational, not focusing much on being predictive. Some examples of tactical issues are competitors’ plans for modifying the manner by which they distinguish one, two or multiple products from yours, their price policies and terms of sale. Some of the key users of this approach are middle-level sales and marketing managers because they have a desire to know how to be a winner each day.Strategic intelligenceThis approach mainly has to do with acquiring comprehension of a competitor’s current strategy, future goals, capabilities â€" diagnostic components and conjectures with respect to itself and the industry. Intelligence pertaining to the firm’s partners (in research and development or marketing alliances), suppliers and chief customers is fr equently also of strategic value.Counter intelligenceCounter intelligence involves protecting company secrets. Just as you are interested in knowing your competitors’ plans, they may be interested in knowing your plans, possibly even more interested than you in theirs. Frequently, this area of effort would incorporate information technology and security. Others such as firing and hiring strategies are frequently overlooked so that competitor opportunities can be contained within the firm.CYCLE OF COMPETITIVE INTELLIGENCE 1. Planning and directionThis step is characterized by the involvement of the management and settling on what intelligence it requires, and the competitive intelligence practitioner deciding which direction to pursue to successfully accomplish his task. A CI project is scoped out by answering these questions: What knowledge do we need? What do we already know? When do we need to be aware of this knowledge/intelligence? Why should we have this information? How much would it cost us to get that information? How much would it cost us if we did not have that information? How would we put the intelligence we have gained to use?This step may also be regarded as the other end of the intelligence cycle. The reason for this is that once specific intelligence is given to the decision maker, his ensuing actions which are based on the intelligence received would trigger more intelligence needs. The firm’s situation would thus, certainly change on the basis of those subsequent actions.2. Collec tion and researchAt this step or stage, the actual collection of raw information for intelligence purposes, is completed. The sources of information used are those which are publicly accessible which means that as long as the person knows where to look, he can access that information. This is what makes competitive intelligence ethical and legal (daring to be unethical is not just uncalled for but can also result in harsh consequences). Some examples of such sources are periodicals, books, annual reports, broadcasts, databases, and speeches. The nature of information gathered and research carried out would depend on decisions to be informed or KITs. Pertinent data may already be in hand from secondary sources, whether by purchase or available for free. Other pertinent data may be present in the firm’s different information coffers. To get more data or information, it may be necessary to collect it personally, by way of observations, interviews or other kinds of primary research.Th e research objectives of a CI project would frequently involve areas such as: analysis of joint ventures and/or alliances that competitors entered into, the competitors’ manufacturing capabilities, their product lines, their future plans and strategies for particular markets, reasons for changes in the business unit or corporate strategy.The collection and research stage is also characterized by processing of information or data so that it may be transmitted and stored electronically if needed. In electronic form, the information can be changed into a form that enables its analysis.3. Analysis and productionAnalysis, synthesis, and distillation are at the core of CI, where distinct bits of information are converted into actionable intelligence. Analysis is regarded as the most difficult aspect of the intelligence cycle. It requires considerable guts and skills because it calls for the analyst to weigh information, see if there are any patterns, and come up with various scenarios d erived from what he has learned. In spite of the fact that, an analysis is based on hard and logical information, analysts should, from time to time, ‘fill in the blanks’ and make well-informed guesses about potential outcomes.The next job of CI analysts is to synthesize different patterns and separate industry happenings to expose the bigger picture and identify suitable actions.4. Dissemination and deliveryThis is the final stage in the competitive intelligence cycle and has to do with distributing the intelligence product to the people who requested it. At this stage, analysts would recommend probable courses of action based on the intelligence. In addition to articulating their recommendations, the analysts should be able to defend them using logical arguments. The further intelligence that results would also be passed on to others in the company who can put it to use.Intelligence should be packaged in formats suitable to the intelligence, the extent of actions to be taken, and the decision makers. At times, this means a comprehensive hard-copy report, other times, email exchanges and still other times, an in-person presentation. Any CI report in written form should start with a brief executive summary that centers on findings, conclusions, and suggestions.EXAMPLES OF COMPETITIVE INTELLIGENCE ANALYSIS TECHNIQUESPorter’s five forces © Flickr | Greg EmmerichThe credit for this framework or technique goes to Michael Porter of Harvard Business School. The technique utilizes Industrial Organization economics to obtain the most vital five factors that establish a market’s competitive intensity or profitability. These factors are threat of new entrants, threat of established rivals, bargaining power of supplies, bargaining power of customers and the threat of substitute products. This five-force framework provides a checklist to study the industry’s degree of competitiveness based on the balance of power. With the help of this analysis, companies can de cide on how best to leverage market forces to boost profitability. The next step includes delineating that strategy would increase the chances of success: differentiation, cost structure or integration.SWOT © Wikimedia commons | XhienneThis technique is intended to have a look at the company’s strengths and weaknesses, opportunities and threats (SWOT). Though it is a great point from which to start a competitor analysis, its narrow focus can result in an inclination to pigeonhole information, and frequently, missed information. The competitor data should be information gathered from your own business. For example, it may be your wish to compare the liquidity so that you know if your market share runs the risk of any threats from other market players. SWOT should consider both industry players and external markets. What’s more, though the SWOT analysis is helpful in organizing information, it is definitely not, when it comes to strategic decision-making. For additional insights, it should be done along with the TOWS matrix.Supply and demand curves © Wikimedia commons | FecoFrom the point of economics, supply and demand is a model for fixing price in the market. The conclusion of this model is that, in a cutthroat market, the unit price for a specific good would change until it stays at a point where the quantity demanded by consumers (at the present price) is the same as the quantity provided by producers (at the present price), thereby creating an outcome of economic equilibrium for quantity and price.Critical success factor analysisThis model looks at the goals a business must satisfy so as to succeed. This analytical technique may be applied to a number of competitors so as to determine the most frequent markers of success or failure in your market.Value chain analysisA value chain analysis entails identifying each segment of the value chain and determining areas where improvements can be made whether from a cost perspective or production standpoint to make certain that consumers are getting maximum value for their money. When consumers get maximum value from the product for the lowest cost, businesses gain in the long run.BCG MatrixCreated in the 1980s, the BCG matrix framework is meant to assist with decision making on current product lines. It has been utilized to assess how a company should reflect on their portfolio on the basis of two benchmarks: the market growth rate and the product’s relative market share.Win-loss analysisThis is an analysis that uses the customer’s perspective to find out why the provided sales opportunities are won or lost. The process usually involves carrying out detailed telephonic interviews with new customers or lost prospects. With the candid feedback gained, senior leadership can continuously tweak their strategies and processes in product development, customer service, marketing and sales to ensure optimum performance and maximize the competitive advantage.Monte Carlo simulationThis is a computerized mathematical technique that permits people to justify the ris k in decision making and quantitative analysis. The method is used by professionals in such widely different fields as project management, finance, manufacturing, energy, research and development, engineering, transportation, insurance, the environment and oil and gas. Monte Carlo simulation carries out risk analysis by developing models of probable outcomes by substituting a variety of values â€" a probability distribution for any aspect that has inherent uncertainty.Assessing uncertaintyA four level McKinsey framework of uncertainty may be helpful to choose the right combination of strategic tools. These four levels are as follows:Level #1: Predictable future â€" recognizable trends (such as market demographics). Little bit of residual uncertainty, reasonably accurately basis for strategy. Execute the classic strategy tool kit.Level #2: Alternative futures â€" discreet scenarios (such as those associated with competitors’ actions and regulatory changes). Probabilities may apply. Examine each strategic result separately. Keep watch for trigger points.Level #3: A range of futures â€" A limited number of variables (such as adoption rates in upcoming markets) determine results that are not discreet, but still within an expansive range. Execute scenario analysis.Level #4: True ambiguity â€" A number of uncertainty dimensions cause difficulty in delineating a variety of outcomes. One example is the nascent mobile internet market. Maximize your identification of indicators and variables as much as you can and take “no regret” moves.A formalized competitor analysis and competitive intelligence program can:Predict the actions of competitorsPredict changes in the marketplaceDiscover prospective or new competitorsHelp you learn from the right steps and mistakes of othersIncrease the quality and range of acquisition targetsHelp you learn about political, regulatory or legislative changes that may impact your businessHelp you learn about new product, processes and technologies that impact your businessHelp you enter new businessesHelp you execute the most recent management toolsHave an open manner of analyzing your business practicesThe eventual benefits to your bottom line include better market knowledge, more confidence in coming up with strategic plans, better cross-functional relationships in the organization and enhancements in product quality against the competition. These benefits can be summed up in three words â€" “better business performance” by doing things better, and this, is worth the effort.As mentioned before, it is worth remembering that competitive intelligence is fully justified as long as it conforms to ethics and the law. When it doesn’t, it takes the form of corporate espionage that is an unfair approach for gaining a competitive advantage.

Sunday, May 24, 2020

My Reflection Of Education In Education - 1210 Words

As I sit here and reflect on my time here at River Valley since I began my Associates degree, I am struck by how far I’ve progress personally and professionally. I have learned that being a good educator does not only imply to the children you are teaching and interacting with, it also includes being willing to improve oneself, Gaining self-confidence and developing my teaching abilities has been a process. I have learned to regally evaluate my approaches and learning, understand more about the positive impacts of high-quality care is on children’s learning. Personal reflection has become a huge part of my personal growth. This has allowed me to put aside and recognize my personal assumptions, values, beliefs, and bias that may†¦show more content†¦What I feel I have learned the most is that early childhood is a time of curiosity, a time for play, and a time for development. Every child is unique and deserving of an early childhood education that will enhance their individual development( social/emotional, language/literacy, cognitive, physical development, and creative expression and aesthetic appreciation) through a variety of enjoyable experiences. Early childhood education program relies on differentiated instruction and play-based learning to educate and care for children in a way that is developmentally appropriate and personal. The hands on experiences I had through several of the my courses, provided me the opportunity to learn how to form successful partnerships with families and the community, promote positive child development, and to foster students’ confidence, creativity, critical thinking, multicultural awareness, and passion for learning. Today I am able to recognize the unique gifts of each child, excite children about the world around them and the power of knowledge, provide inclusive and adaptable learning experiences, facilitate growth that enables students to move through theShow MoreRelatedMy Reflection On Teaching And Education2466 Words   |  10 Pagesabout teaching and education while I am currently studying at the Guild I am also doing some part time work for two different education providers all-though this is not a full time vocation it is providing hands on experience for me as teaching music is a career path that I would like to follow in the future. These classes have been based in 4 different schools around Colac and Geelong in the spirit of reflective teaching I would like to reflect open and frankly about my experiences good andRead MoreReflection on my Education Philosophy1099 Words   |  4 Pages Since taking my first few educational courses in education, I have realized that my philosophy on education changes as I learning more about the profession I have entered. Every time I think I have come to a final belief statement, I learn something new about teaching and sometimes the things I learn causes me to alter my philosophy. Therefore, I will share with you what I believe about teaching and what I’ve learned at this point. As a future teacher in today’s society and generation, I believeRead MoreA Reflection On My Philosophy Of Education754 Words   |  4 PagesMy philosophy of education is that each child is a unique individual who needs a secure, caring, and stimulating atmosphere in which to grow and mature emotionally, intellectually, physically, and socially. A safe environment is very beneficial to a child’s learning. Providing a safe environment will allow a child to expand his or her horizons and feel free to learn new tasks and topics. A vision statement is a public declaration that schools use to describe their high-level goals for the futureRead MorePersonal Reflection Of My K 12 Education Essay1202 Words   |  5 PagesPersonal Education Reflection My K-12 education varied by the location of where I was and what year I was in school. 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I want to create positiveRead MoreReflection on What Ive Learned in My Education Class Essay1083 Words   |  5 Pagesunit I had a mix of emotions, excitement and stress . The topics covered each week have giving me the opportunity to increase my knowledge in many areas. Having an interest in teaching when I started this course has now grown to having an interest in learning as well. Reflecting on my education as a child has shown me the growth in teaching and our current education system. 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Wednesday, May 13, 2020

Evaluation For Medical Treatment For Transgender People

Introduction Although, an increased number of transgender people are seeking psychotherapy, not many therapists are finding themselves in the role of assessor for medically necessary gender realignment procedures (Budge, 2015). There is a guideline for medical treatment for transgender population and that the document has been widely adopted by major medical insurance companies in the United States (e.g., Atena, BlueCrossBrueShield, Cigna, and UnitedHealthcare) if such procedures are covered in the individual plan. Due to more transgender people seeking psychotherapy, it is important that clinicians are aware of this population’s unique needs and experiences. Moreover, the clinicians need to be aware that they may need to serve as assessor for the client’s eligibility and readiness for medical procedures. There is a risk that the assessment and treatment process to become another place for the transgender clients to experience negative judgement, stigmatization, discrim ination, and rejection. The risk would increase when the mental health provider has a limited training and comprehension of this population (see Coolhart, Provancher, Hager, Wang, 2008). Preoperative psychological health is critical in postoperative adjustment and satisfaction. After all, the primary aim of medical procedures is to enhance mental well-being and self-fulfillment of the individual (De Cuypere Vercruysse, 2009). Therefore, the mental health providers who involve in the process of genderShow MoreRelatedGender And Gender Roles Have Work For Centuries986 Words   |  4 PagesTo many people, gender, or a persons sexual orientation, is something that should not be changed, and if one does attempt to change your gender by a surgical procedure, it is believed to be wrong. In most English dictionaries, the word gender is defined as the state of being male or female. According to the Oxford Dictionary, being a male is defined as â€Å"the sex that produces small, typically motile gametes, especially spermatoea, with which a female may be fertilized or inseminated to produce offspringRead MoreGender And Gender Roles Have Work For Centuries983 Words   |  4 Pages For many years now gender has been certain. To many people, gender is something that should not be changed, and if you do attempt to change your gender by a surgical procedure, it is believed to be wrong. According to the Oxford Dictionary, gender means â€Å"the state of being male or female.† Being a male is defined as â€Å"the sex that produces small, typically motile gametes, especially spermatoea, with which a female may be fertilized or inseminated to produce offspring,† and female is defined as â€Å"theRead More Treatment of Transgender Prisoners Essay2733 Words   |  11 Pages Transgender people in today’s society have it hard enough; going to prison is even harder due to the risks associated to someone who is transgendered. People who are transgendered risk their health and well-being while being locked up in prison. They face a variety of issues while they are incarcerated such as housing, physical, emotional abuse and most of all denial to their basic medical needs that helps express who they are through their gender. Transgender people are discriminatedRead MoreTransgender And Transsexual Rights Campaign973 Words   |  4 Pages Transgender and transsexual rights campaigns champion the rights of individuals to identify as a gender opposite to, or (sometimes, but not always) more broadly â€Å"other than,† that which they were assigned at birth. Some movements for intersex and trans rights even reject assignment at birth altogether as inadequate for classifying their sex or their future gender identity. Both camps raise questions challenging the interconnectedness of gender and biological sex, but some of the ways in whichRead MoreAge Groups And The Lifecycle1432 Words   |  6 Pagespreferences for specific genders. However, for children who are sexual minorities this can be a confusing time developmentally. â€Å"Children with transgender identities often live their lives in a gender role that is clearly defined, albeit in the opposite role of their biological sex [†¦ and] not every person who explores gender in childhood will later identify as transgender† (Janssen Erickson-Schroth, 2 013, p. 995, 996). How can children express their gender identity when they are not completely developmentallyRead MoreThe Social Work Profession Within The United States Military2257 Words   |  10 Pageswho are transgender--everyone should be afforded the same respect and rights that all citizens are entitled to--this includes the right to serve openly in the United States military. Discrimination and prejudice aimed at anyone due to their gender identity or gender expression is damaging to the social, emotional, psychological, physical, and economic well-being of the affected individuals, as well as society as a whole. Discriminatory legislation and regulations denying transgender people the abilityRead MoreGender Dysphoria and Gender Reassignment: Analysis of a Policy Issue3357 Words   |  14 Pagesof gender identity differences, access to healthcare (including surgical procedures and mental healthcare), and insurance coverage of medical care (Lev, 2013) (Ehrbar, 2010). 2. Historical Development Discussion of issues related to non-normative sexual and gender identities as related to mental health began in the 19th century (Drescher, 2010). Initially medical and psychiatric providers viewed issues related to gender identity as resulting from delusional thought processes (Drescher, 2010). AsRead MoreTransgender Orientation : The Transgender Community Essay1854 Words   |  8 PagesThis Way There are many children throughout the United States that identify themselves as transgender. According to Webster’s Dictionary, the definition of transgender is (n.d.) â€Å"of, relating to, or being a person (as a transsexual or transvestite) who identifies with or expresses a gender identity that differs from the one which corresponds to the person’s sex at birth† (sect. Definition of transgender). Basically, that definition translates to a person being born one gender, but identifyingRead MoreWhy Hiv / Aids Is A Serious Medical And Social Issue?1602 Words   |  7 PagesSaju Khatri English1113 December 1, 2015 Why HIV/AIDS is a serious medical and social issue HIV/ AIDS is the serious problem of the world today. HIV is commonly known as Human Immune Deficiency Virus and AIDS is Acquired Immune Deficiency Virus. HIV is the first stage and AIDS is the final stage of the same disease. HIV/AIDS is not itself a disease, but it decrease the power of immunity in the human body which will decrease the resistance capacity of the body to fight the disease. It is the fluidRead MoreHow Does Telepsychology Help Increase The Patient Or Client s Access For Psychological Services?1303 Words   |  6 Pagespatient or client’s access to the psychological services they may need without being face-to-face with the actual doctor. Patients who are limited by their geographic location, medical condition, and psychiatric state can benefit from utilizing the electronic service methods in order to gain access to higher quality medical or mental assistance (Maheu, McMenamin, Posen, Pulier, 2012). New methods such as online psychoeducation and videoconferenc ing therapy are not only convenient to the patient

Wednesday, May 6, 2020

Walmart Unethical Behavior Free Essays

Ciara Vensel Principles of Management Individual Research Project Part VI 2/15/13 Wal-Mart, is one of the biggest well know companies in the United States and in the world since 1962 when founder Sam Walton created Wal-Mart. It has been the place where a lot of people usually do their shopping for the low prices and variety of products. This is why it is so controversial Wal-Mart continues to grow even with the accusations of unethical business practices. We will write a custom essay sample on Walmart Unethical Behavior or any similar topic only for you Order Now Wal-Mart has been accused of sexual discrimination and unfair pay for employees, and destruction of small towns, excessive amounts of corporate power through the government and how Wal-Mart is turning into a monopoly. With all of these allegations, Wal-Mart is still one of the leading discount retailers in the country, and as a corporate office, they still stand tall and state that they follow fair ethical values. Walton was an entrepreneur with a vision that started his own company and made into the leader of discount retailing like it is today. Walton borrowed some money from his father-in-law and opened a variety store after serving as an Army captain in World War II. A chain of drugstores followed, Walton went into business with his brother and by 1960 the Walton’s’ had 15 stores that were taking in $1. 4 million a year. However, Walton soon saw a new competitor arise, which was the discount store. The Walton brothers opened their first Wal-Mart in 1962 in Rogers, Arkansas. Specializing in name brands at low prices, the chain of Wal-Mart stores sprang across rural America. Walton’s management style was popular with employees and helped to spur growth. As the years past, the chain of stores grew sporadically. The sales grew to $26 billion by 1989. (Store Wars, www. pbs. org) However, as sales grew ethical standards lowered throughout the company. Wal-Mart’s poor labor practice consists of avoiding non-unionizing of all employees, low wages, expensive benefit packages, and sexual discrimination. They insist on keeping full time employees to minimum to avoid handing out benefit packages and yet they are making employees work full time hours. There is dozens of wage and hour suits against Wal-Mart accusing the company and its managers of various illegal practices. Those included forcing employees to work unpaid off the clock, erasing hours from time cards, and preventing workers from taking lunch and other breaks that were promised by the company or guaranteed by the state laws. In 2008 Wal-Mart announced that they have agreed to pay between $352 million and $640 million to settle 63 wage and hour lawsuits filed against the retailer in 42 different states. The lawsuits accused the company of cheating hourly workers by forcing them to work through breaks and not paying them for overtime. (Wal-Mart to Settle Suits over Pay, NYTimes. com. ) Full-time employees are eligible for benefits, but the health insurance package is so expensive employees pay 35 percent which is almost double the national average. (Store Wars, pbs. org) Wal-Mart is also the leading employer of diversity and different cultures in the United States and the majority of this is men. More than 125,000 African Americans and more than 74,000 Latinos work at Wal-Mart nationwide. Two Latinos sit on the board of directors along with two women out of 15 board members. Only one woman serves as an executive officer of the company. Almost 2,000 women in 48 states claim that Wal-Mart discriminated against them for pay and promotions. The filings state women who say Wal-Mart systematically favors men for raises and promotions. (Wal-Mart Sex Discrimination Claims Filed by 2,000 Women, huffingtonpost. om) Wal-Mart’s  London Kentucky Distribution Center denied jobs to female applicants  from 1998 through February 2005. During  that time, Wal-Mart regularly hired male entry level  applicants for the warehouse positions, but excluded female applicants who were  equally or better qualified. Wal-Mart regularly used gender stereotypes in filling entry-level order filler  positions. Hiring officials told  applicants that order filling positions were not suitable for women, and that  they hired mainly 18 to 25 year old males for order filling positions. Excluding women from employment or  excluding them from certain positions because of gender violates Title VII of  the Civil Rights Act of 1964. Wal-Mart ended paying $11. 7 million in back wages and compensatory damages to settle the sex discrimination lawsuit. (Wal-Mart to Pay More Than $11. 7 Million to Settle EEOC Sex Discrimination Suit, 2013) The amounts of unethical business practices that are evolving throughout the years regarding Wal-Mart really does amaze me; how a business can be so disrespectful to their employees and still be the leading retailer in the world, and have millions of consumers. Wal-Mart’s employees for the first time in Wal-Mart history went on strike in the fall of 2012. Wal-Mart workers across the country  coordinated  a Black Friday walkout in an effort to build awareness about the retailer’s low wages and poor working conditions. (CNN Host, Calls Out Wal-Mart Executive over Poverty Level Wages, 2013) â€Å"Wal-Mart employs more people than any other company in the United States outside of the Federal government, yet the majority of its employees with children live below the poverty line. †(Store Wars, www. bs. org) There was an interview conducted on CNN by host Carol Costello with Wal-Mart’s Vice President of Communications David Tovar regarding the Black Friday walkout, when Tovar is confronted about these labor practices he is unsure of his answers. Currently in the United States, the poverty level is $15000 for a yearly income and a Wal-Mart employee is making an average of $15350, Costello is arguing this level of in come with Tovar because he claims that they provide more support for their employees then the average retailer. She states, â€Å"Is it Wal-Mart’s responsibility to make sure that its employees can support a strong middle-class lifestyle? † Tovar’s response is, â€Å"We’re working hard every day to provide more opportunities for associates. † (CNN Confronts Walmart Spokesperson Over Retailer’s Low Wages, Poor Working Conditions | ThinkProgress, 2013) Costello abruptly argues, â€Å"But if a lot of them are making $15,000 a year, you can’t live a strong middle-class lifestyle on that! (CNN Confronts Walmart Spokesperson Over Retailer’s Low Wages, Poor Working Conditions | ThinkProgress, 2013) Tovar also tries to justify the average wage of a Wal-Mart employee by not giving a straight answer and showing how to help their employees by stating, â€Å"Our average rate is about $12. 40 an hour for a full time associate. We also offer comprehensive benefit packages as low as $17 a pay period, which is very affordable and we also pay quarterly bonuses, which is something that not a lot of retailers do. In addition, we know that they appreciate that. They also get a 10 percent discount card. So you have to factor in all of those things when you’re looking for how we’re helping associates. † (CNN Confronts Walmart Spokesperson Over Retailer’s Low Wages, Poor Working Conditions | ThinkProgress, 2013) In reality, he is just working his way around stating the obvious that employees are getting paid low wages for today’s economy. Wal-Mart CEO Michael Duke has an average income of  $18. 1 million; it would take more than 700 employees salaries to match his total compensation package. Not only does Wal-Mart treat employees unfairly, but also it is unethical to the communities it develops in. It is certainly true that Wal-Mart has a tendency to crush competitors. The more successful Wal-Mart is, the more there will be bankruptcies of smaller businesses. According to the National Bureau of Economic research it’s been proven that Wal-Mart has adverse effects on small town stores. They did a study on Wal-Mart store in Arkansas; the employment results indicated that a Wal-Mart store opening reduces small town retail employment by about 150 workers, meaning that each Wal-Mart worker replaces approximately 1. 4 small town workers. This represents a 2. 7 percent reduction in average retail employment. The payroll results indicate that Wal-Mart store openings lead to declines in small town retail earnings of about $1. 4 million. (The Effects of Wal-Mart on Local Labor Markets, 2013) I myself come from a small town with a population of less than a 1000 people; we are mainly a tourist town because we are located right next to Mille Lacs Lake, which means we are only seasonally making a profit. Whenever it is fishing season in our area is where we have the most profitable seasons. Coming from a small town, I know that it is very hard to keep small businesses going; Wal-Mart thrives on making new establishments in these types of areas. This is very profitable for Wal-Mart but not for the community’s small businesses this causes these family businesses that have been around for years to come to a screeching halt, because it is more convenient to get everything at Wal-Mart for a low price then go to each individual small business for different items. Without these small businesses, small towns like mine gradually disappear. How Wal-Mart is destroying America (and the world) and what you can do about it, Quinn, B) With that said Wal-Mart has taken over some many rural areas and they pay their employees at such low wages that Wal-Mart is increase in corporate power through the government and are becoming a monopoly. A monopoly is a situation in which a single company owns all or nearly all of the market for a given type of product or service. Everywhere you go you see more and more Wal-Mart’s even if there in cities that is 10 minutes apart from each other. Especially with most Wal-Mart’s, now being super Wal-Mart’s there profit is immensely growing to outrageous amounts. (Corporate Power, Wal-Mart and the Undermining of the Democratic Process Dollars ; Sense, http://dollarsandsense. org) With all the controversy surrounding Wal-Mart the corporate office still claims that they are an ethical company that favors their employees. There website has a statement of ethics stating all of their policies are for the employees. They state to be a non-discriminative work place and that they offer fair wages. This is obviously something that is corrupt within their company because there would not be that many lawsuits and complaints about Wal-Mart’s business practices if they abided by their statement of ethics. They also claim that Wal-Mart builds small communities by offering more employment in the rural areas. The website states, â€Å"It’s our mission to create opportunities so people can live better. We consider it our responsibility to make a positive impact in the communities we serve. Whether it is through the grants we provide to the thousands of organizations that share our mission or through the inspiring volunteer efforts of Wal-Mart associates, we are passionate about helping people live better. One community at a time. † (Wal-Mart Corporate – Our Story, http://corporate. walmart. com/ourstory/) Companies like this that survive these major ethical issues are the ones that can spot the issues and correct them before they become a problem. In the case of Wal-Mart, it failed to acknowledge these potential problems and they are probably going to pay for it in the end. Wal-Mart’s unethical business practices have hurt its company’s reputation. Although millions of people still shop at Wal-Mart knowing the rising allegations still many consumers have stopped shopping at Wal-Mart. This includes my mother who is very against shopping at Wal-Mart and will avoid if it is at all possible. If Wal-Mart wants to survive they will have to try harder to improve their image; not only at the corporate level but also within in each individual establishment level. They need to show that they care about ethics by treating employees fairly, and the communities that are allowing Wal-Mart to establish their stores. As a result, it will attract good employees and consumers and keep this business thriving to its full potential. A company this large should admit its faults to overcome any obstacles to obtain success. Bibliography Peled, M. (n. d. ). PBS Store-Wars: The Story. PBS: Public Broadcasting Service, Retrieved January 18th 2013, from http://www. pbs. org/itvs/storewars/story. html Greenhouse, S. 2008, December 23) Wal-Mart to Settle Suits over Pay – NYtimes. com, the New York Times, Breaking News, World News ; Multimedia, Retrieved January 18th 2013, from http://www. nytimes. com/2008/12/24/business/24walmart. html? _r=0 Wal-Mart Corporate – Our Story. (n. d. ). Wal-Mart Corporate – We save people money so they can live better. Retrieved January 18, 2013, from http://corporate. walmart. com/ourstory/ Harrison, J. A. (n. d. ). Corporate Power, Wal-Mart and the Undermining of the Democratic Process Dollars ; Sense. Dollars and Sense: Real World Economics. Retrieved January 18, 2013, from http://dollarsandsense. org/archives/2011/0211harrison. html Quinn, B. (2000). How Wal-Mart is destroying America (and the world) and what you can do about it (Rev. ; updated. ed. ). Berkeley, Calif. : Ten Speed Press. CNN Confronts Walmart Spokesperson Over Retailer’s Low Wages, Poor Working Conditions | ThinkProgress, 2013, http://thinkprogress. org/economy/2012/11/20/1221081/cnn-confronts-wal-mart-spokesperson-over-retailers-low-salaries-poor-working-conditions/ Wal-Mart Sex Discrimination Claims Filed by 2,000 Women, 2013, http://www. huffingtonpost. com/2012/06/06/walmart-sex-discrimination-women-_n_1575859. html Wal-Mart To Pay More Than $11. 7 Million To Settle EEOC Sex Discrimination Suit. (n. d. ). EEOC Home Page. Retrieved February 15, 2013, from http://www. eeoc. gov/eeoc/newsroom/release/3-1-10. cfm The Effects of Wal-Mart on Local Labor Markets. (n. d. ). The National Bureau of Economic Research. Retrieved February 15, 2013, from http://www. nber. org/papers/w11782 How to cite Walmart Unethical Behavior, Essay examples

Walmart Unethical Behavior Free Essays

Ciara Vensel Principles of Management Individual Research Project Part VI 2/15/13 Wal-Mart, is one of the biggest well know companies in the United States and in the world since 1962 when founder Sam Walton created Wal-Mart. It has been the place where a lot of people usually do their shopping for the low prices and variety of products. This is why it is so controversial Wal-Mart continues to grow even with the accusations of unethical business practices. We will write a custom essay sample on Walmart Unethical Behavior or any similar topic only for you Order Now Wal-Mart has been accused of sexual discrimination and unfair pay for employees, and destruction of small towns, excessive amounts of corporate power through the government and how Wal-Mart is turning into a monopoly. With all of these allegations, Wal-Mart is still one of the leading discount retailers in the country, and as a corporate office, they still stand tall and state that they follow fair ethical values. Walton was an entrepreneur with a vision that started his own company and made into the leader of discount retailing like it is today. Walton borrowed some money from his father-in-law and opened a variety store after serving as an Army captain in World War II. A chain of drugstores followed, Walton went into business with his brother and by 1960 the Walton’s’ had 15 stores that were taking in $1. 4 million a year. However, Walton soon saw a new competitor arise, which was the discount store. The Walton brothers opened their first Wal-Mart in 1962 in Rogers, Arkansas. Specializing in name brands at low prices, the chain of Wal-Mart stores sprang across rural America. Walton’s management style was popular with employees and helped to spur growth. As the years past, the chain of stores grew sporadically. The sales grew to $26 billion by 1989. (Store Wars, www. pbs. org) However, as sales grew ethical standards lowered throughout the company. Wal-Mart’s poor labor practice consists of avoiding non-unionizing of all employees, low wages, expensive benefit packages, and sexual discrimination. They insist on keeping full time employees to minimum to avoid handing out benefit packages and yet they are making employees work full time hours. There is dozens of wage and hour suits against Wal-Mart accusing the company and its managers of various illegal practices. Those included forcing employees to work unpaid off the clock, erasing hours from time cards, and preventing workers from taking lunch and other breaks that were promised by the company or guaranteed by the state laws. In 2008 Wal-Mart announced that they have agreed to pay between $352 million and $640 million to settle 63 wage and hour lawsuits filed against the retailer in 42 different states. The lawsuits accused the company of cheating hourly workers by forcing them to work through breaks and not paying them for overtime. (Wal-Mart to Settle Suits over Pay, NYTimes. com. ) Full-time employees are eligible for benefits, but the health insurance package is so expensive employees pay 35 percent which is almost double the national average. (Store Wars, pbs. org) Wal-Mart is also the leading employer of diversity and different cultures in the United States and the majority of this is men. More than 125,000 African Americans and more than 74,000 Latinos work at Wal-Mart nationwide. Two Latinos sit on the board of directors along with two women out of 15 board members. Only one woman serves as an executive officer of the company. Almost 2,000 women in 48 states claim that Wal-Mart discriminated against them for pay and promotions. The filings state women who say Wal-Mart systematically favors men for raises and promotions. (Wal-Mart Sex Discrimination Claims Filed by 2,000 Women, huffingtonpost. om) Wal-Mart’s  London Kentucky Distribution Center denied jobs to female applicants  from 1998 through February 2005. During  that time, Wal-Mart regularly hired male entry level  applicants for the warehouse positions, but excluded female applicants who were  equally or better qualified. Wal-Mart regularly used gender stereotypes in filling entry-level order filler  positions. Hiring officials told  applicants that order filling positions were not suitable for women, and that  they hired mainly 18 to 25 year old males for order filling positions. Excluding women from employment or  excluding them from certain positions because of gender violates Title VII of  the Civil Rights Act of 1964. Wal-Mart ended paying $11. 7 million in back wages and compensatory damages to settle the sex discrimination lawsuit. (Wal-Mart to Pay More Than $11. 7 Million to Settle EEOC Sex Discrimination Suit, 2013) The amounts of unethical business practices that are evolving throughout the years regarding Wal-Mart really does amaze me; how a business can be so disrespectful to their employees and still be the leading retailer in the world, and have millions of consumers. Wal-Mart’s employees for the first time in Wal-Mart history went on strike in the fall of 2012. Wal-Mart workers across the country  coordinated  a Black Friday walkout in an effort to build awareness about the retailer’s low wages and poor working conditions. (CNN Host, Calls Out Wal-Mart Executive over Poverty Level Wages, 2013) â€Å"Wal-Mart employs more people than any other company in the United States outside of the Federal government, yet the majority of its employees with children live below the poverty line. †(Store Wars, www. bs. org) There was an interview conducted on CNN by host Carol Costello with Wal-Mart’s Vice President of Communications David Tovar regarding the Black Friday walkout, when Tovar is confronted about these labor practices he is unsure of his answers. Currently in the United States, the poverty level is $15000 for a yearly income and a Wal-Mart employee is making an average of $15350, Costello is arguing this level of in come with Tovar because he claims that they provide more support for their employees then the average retailer. She states, â€Å"Is it Wal-Mart’s responsibility to make sure that its employees can support a strong middle-class lifestyle? † Tovar’s response is, â€Å"We’re working hard every day to provide more opportunities for associates. † (CNN Confronts Walmart Spokesperson Over Retailer’s Low Wages, Poor Working Conditions | ThinkProgress, 2013) Costello abruptly argues, â€Å"But if a lot of them are making $15,000 a year, you can’t live a strong middle-class lifestyle on that! (CNN Confronts Walmart Spokesperson Over Retailer’s Low Wages, Poor Working Conditions | ThinkProgress, 2013) Tovar also tries to justify the average wage of a Wal-Mart employee by not giving a straight answer and showing how to help their employees by stating, â€Å"Our average rate is about $12. 40 an hour for a full time associate. We also offer comprehensive benefit packages as low as $17 a pay period, which is very affordable and we also pay quarterly bonuses, which is something that not a lot of retailers do. In addition, we know that they appreciate that. They also get a 10 percent discount card. So you have to factor in all of those things when you’re looking for how we’re helping associates. † (CNN Confronts Walmart Spokesperson Over Retailer’s Low Wages, Poor Working Conditions | ThinkProgress, 2013) In reality, he is just working his way around stating the obvious that employees are getting paid low wages for today’s economy. Wal-Mart CEO Michael Duke has an average income of  $18. 1 million; it would take more than 700 employees salaries to match his total compensation package. Not only does Wal-Mart treat employees unfairly, but also it is unethical to the communities it develops in. It is certainly true that Wal-Mart has a tendency to crush competitors. The more successful Wal-Mart is, the more there will be bankruptcies of smaller businesses. According to the National Bureau of Economic research it’s been proven that Wal-Mart has adverse effects on small town stores. They did a study on Wal-Mart store in Arkansas; the employment results indicated that a Wal-Mart store opening reduces small town retail employment by about 150 workers, meaning that each Wal-Mart worker replaces approximately 1. 4 small town workers. This represents a 2. 7 percent reduction in average retail employment. The payroll results indicate that Wal-Mart store openings lead to declines in small town retail earnings of about $1. 4 million. (The Effects of Wal-Mart on Local Labor Markets, 2013) I myself come from a small town with a population of less than a 1000 people; we are mainly a tourist town because we are located right next to Mille Lacs Lake, which means we are only seasonally making a profit. Whenever it is fishing season in our area is where we have the most profitable seasons. Coming from a small town, I know that it is very hard to keep small businesses going; Wal-Mart thrives on making new establishments in these types of areas. This is very profitable for Wal-Mart but not for the community’s small businesses this causes these family businesses that have been around for years to come to a screeching halt, because it is more convenient to get everything at Wal-Mart for a low price then go to each individual small business for different items. Without these small businesses, small towns like mine gradually disappear. How Wal-Mart is destroying America (and the world) and what you can do about it, Quinn, B) With that said Wal-Mart has taken over some many rural areas and they pay their employees at such low wages that Wal-Mart is increase in corporate power through the government and are becoming a monopoly. A monopoly is a situation in which a single company owns all or nearly all of the market for a given type of product or service. Everywhere you go you see more and more Wal-Mart’s even if there in cities that is 10 minutes apart from each other. Especially with most Wal-Mart’s, now being super Wal-Mart’s there profit is immensely growing to outrageous amounts. (Corporate Power, Wal-Mart and the Undermining of the Democratic Process Dollars ; Sense, http://dollarsandsense. org) With all the controversy surrounding Wal-Mart the corporate office still claims that they are an ethical company that favors their employees. There website has a statement of ethics stating all of their policies are for the employees. They state to be a non-discriminative work place and that they offer fair wages. This is obviously something that is corrupt within their company because there would not be that many lawsuits and complaints about Wal-Mart’s business practices if they abided by their statement of ethics. They also claim that Wal-Mart builds small communities by offering more employment in the rural areas. The website states, â€Å"It’s our mission to create opportunities so people can live better. We consider it our responsibility to make a positive impact in the communities we serve. Whether it is through the grants we provide to the thousands of organizations that share our mission or through the inspiring volunteer efforts of Wal-Mart associates, we are passionate about helping people live better. One community at a time. † (Wal-Mart Corporate – Our Story, http://corporate. walmart. com/ourstory/) Companies like this that survive these major ethical issues are the ones that can spot the issues and correct them before they become a problem. In the case of Wal-Mart, it failed to acknowledge these potential problems and they are probably going to pay for it in the end. Wal-Mart’s unethical business practices have hurt its company’s reputation. Although millions of people still shop at Wal-Mart knowing the rising allegations still many consumers have stopped shopping at Wal-Mart. This includes my mother who is very against shopping at Wal-Mart and will avoid if it is at all possible. If Wal-Mart wants to survive they will have to try harder to improve their image; not only at the corporate level but also within in each individual establishment level. They need to show that they care about ethics by treating employees fairly, and the communities that are allowing Wal-Mart to establish their stores. As a result, it will attract good employees and consumers and keep this business thriving to its full potential. A company this large should admit its faults to overcome any obstacles to obtain success. Bibliography Peled, M. (n. d. ). PBS Store-Wars: The Story. PBS: Public Broadcasting Service, Retrieved January 18th 2013, from http://www. pbs. org/itvs/storewars/story. html Greenhouse, S. 2008, December 23) Wal-Mart to Settle Suits over Pay – NYtimes. com, the New York Times, Breaking News, World News ; Multimedia, Retrieved January 18th 2013, from http://www. nytimes. com/2008/12/24/business/24walmart. html? _r=0 Wal-Mart Corporate – Our Story. (n. d. ). Wal-Mart Corporate – We save people money so they can live better. Retrieved January 18, 2013, from http://corporate. walmart. com/ourstory/ Harrison, J. A. (n. d. ). Corporate Power, Wal-Mart and the Undermining of the Democratic Process Dollars ; Sense. Dollars and Sense: Real World Economics. Retrieved January 18, 2013, from http://dollarsandsense. org/archives/2011/0211harrison. html Quinn, B. (2000). How Wal-Mart is destroying America (and the world) and what you can do about it (Rev. ; updated. ed. ). Berkeley, Calif. : Ten Speed Press. CNN Confronts Walmart Spokesperson Over Retailer’s Low Wages, Poor Working Conditions | ThinkProgress, 2013, http://thinkprogress. org/economy/2012/11/20/1221081/cnn-confronts-wal-mart-spokesperson-over-retailers-low-salaries-poor-working-conditions/ Wal-Mart Sex Discrimination Claims Filed by 2,000 Women, 2013, http://www. huffingtonpost. com/2012/06/06/walmart-sex-discrimination-women-_n_1575859. html Wal-Mart To Pay More Than $11. 7 Million To Settle EEOC Sex Discrimination Suit. (n. d. ). EEOC Home Page. Retrieved February 15, 2013, from http://www. eeoc. gov/eeoc/newsroom/release/3-1-10. cfm The Effects of Wal-Mart on Local Labor Markets. (n. d. ). The National Bureau of Economic Research. Retrieved February 15, 2013, from http://www. nber. org/papers/w11782 How to cite Walmart Unethical Behavior, Essay examples

Tuesday, May 5, 2020

Lung Cancer Essay Research Paper The Health free essay sample

Lung Cancer Essay, Research Paper The Health Hazards of Smoking Smoking affects a individual # 8217 ; s wellness in many ways, holding both immediate and long term effects. It is a serious dependence, caused by the drug nicotine. Once inhaled, nicotine reaches the encephalon about instantly ( within seven seconds ) . Milligram for mg, the nicotine contained in all coffin nail smoke is more powerful than diacetylmorphine. Worlds have been utilizing baccy for 1,000 old ages or so. Until about 100 old ages ago, most baccy usage was in the signifier of pipe baccy, cigars, masticating baccy and snuff. Those who smoked coffin nails had to turn over their ain, utilizing loose baccy. Then, in 1881, the cigarette-rolling machine was invented and tobacco users went from devouring 40 coffin nails a twelvemonth on norm to over 12,000 each twelvemonth. Hazard from baccy fume is non limited to the tobacco user. It has been estimated that exposure to environmental baccy fume ( ETS ) increases the hazard of lung malignant neoplastic disease by about 30 % ( about 3,000 instances a twelvemonth in the USA ) . We will write a custom essay sample on Lung Cancer Essay Research Paper The Health or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Non-smoking babies and kids who are inveterate exposed to in utero and environmental fume have an increased hazard of respiratory diseases, malignance, and other wellness jobs that consequence in increased hospitalization and yearss lost from school. Non-smoking grownups who are exposed besides hold more respiratory symptoms that are likely to lend to work absenteeism due to illness. Whenever you light up, the nicotine in baccy causes an addition in your bosom rate and blood force per unit area, and the air passages in your lungs constrict, doing it more hard for you to take a breath. As little blood vass constrict, your skin temperature may besides diminish, doing your fingers, toes and tegument to experience cold. Smoking dulls your senses, peculiarly your sense of odor and gustatory sensation. Finally, carcinogens, or malignant neoplastic disease doing agents, and toxic gases, such as C monoxide, come in your blood stream. This can ensue in more rapid oncoming of thorax hurting and perturbation of bosom beat during physical activity or exercising. The long term effects of smoking are really serious. Smoking contributes to assorted respiratory diseases, such as chronic bronchitis, or a shortness of breath and eventual chronic cough ; emphysema, or utmost external respiration trouble and panting for air ; and lung infections, including continual colds, grippe and pneumonia. In add-on, smoking can take to cardiovascular unwellnesss such as bosom disease and arterial disease ( clogged arterias ) . As arterias constrict, there is besides a greater hazard of shot, which consequences in a break of the flow of blood transporting O to the encephalon. In fact, surveies show that tobacco users are two to three times more likely to hold a shot than non-smokers, and the hazard of cardiovascular disease is highest for tobacco users with high blood force per unit area and comparatively high for adult females who smoke and use unwritten preventives. Tobacco usage is the individual most of import preventable hazard to human wellness in developed states, and an of import cause of premature decease worldwide. In states which report deceases attributable to smoking ( stand foring about tierce of the universe # 8217 ; s population ) , one-year deceases from smoking numbered about 1.7 million in 1985, with an estimated 2.1 million in 1995 ( and therefore about 21 million in the decennary 1990-99: 5-6 million in the Europe an Community, 5-6 million in the the USA, 5 million in the former USSR, 3 million in Easter Europe and 2 million elsewhere ) . More than half of these deceases occur in people 35-69 old ages of age. During the 1990 # 8217 ; s, baccy will do about 30 % of all deceases in people aged between 35-69 old ages in developed states ( doing it the largest individual cause of premature decease ) plus about 15 % of all deceases at older ages. In add-on, increasing incidence of smoke in the underdeveloped universe is likely to take to a new epidemic of smoking-related disease. Smoking contributes to the oncoming of many diseases, and is thought to account for 87 % of deceases in lung malignant neoplastic disease, 82 % in chronic clogging pneumonic disease ( COPD ) , 21 % in coronary bosom disease ( CHD ) and 18 % in shot instances. Therefore, one time addicted to nicotine, the tobacco user faces an intolerably increased hazard of respiratory, neoplastic and cardiovascular upsets. Even without open pulmonary symptoms, the tobacco user has a chronic inflammatory disease of the lower air passages with an accelerated diminution in lung map. In add-on to doing lung malignant neoplastic disease, smoke has been linked to other signifiers of malignant neoplastic disease, including malignant neoplastic disease of the voice box ( or voicebox ) ; malignant neoplastic disease of the oral cavity, pharynx and gorge ; and malignant neoplastic disease of the kidneys, pancreas and vesica. Pregnant adult females who smoke have a greater opportunity of abortion or giving birth to stillborn, low- birthweight or premature babes. Recent surveies have besides linked smoke to premature facial wrinkling. In fact, research workers say smoking more than triples the mean individual # 8217 ; s opportunity of premature facial wrinkling, and that the badness of pursing additions with the figure of pack-years, duplicating and in some instances quadrupling depending on the figure of battalions smoked per twenty-four hours over a long period of clip. Smoking besides stains your fingers and dentitions, and leaves a stale odor on your hair, breath and apparels. Surveies indicate that take a breathing second-hand fume, or environmental baccy fume ( ETS ) , can besides present certain hazards. The toxicants in second-hand fume can fire the eyes, nose and pharynx, and cause coughing ; increase the bosom rate ; raise blood force per unit area ; cause concerns ; and upset the tummy. Over clip, take a breathing second-hand fume can increase the hazard of lung jobs, malignant neoplastic disease, bosom onslaughts, and shots. Those with wellness jobs are at greater hazard, peculiarly those with bosom jobs, allergic reactions, or take a breathing jobs, such as asthma. Babies and immature kids may besides be earnestly affected by second-hand fume. Surveies indicate that kids of tobacco users are more likely to hold coughs, colds, lung jobs, ear infections, behaviour jobs, bosom disease and malignant neoplastic disease subsequently in life. But, that # 8217 ; s non all. Smoking besides greatly increases the hazard of bosom disease. There were about 180,000 deceases from cardiovascular disease in 1990 that were caused by coffin nail smoke. And in 1990, smoking caused more than 84,000 deceases from lung diseases such as pneumonia, emphysema, bronchitis, and grippe. There is some good intelligence, nevertheless. If a tobacco user kicks the wont, the decease rate from bosom disease beads to the rate of nonsmokers after 5 old ages. And the rate of malignant neoplastic disease beads to that of the nonsmoker after discontinuing for 10 old ages. 31d

Sunday, March 8, 2020

Types of Computer Viruses essays

Types of Computer Viruses essays A computer virus is a program that is designed to damage your computer, programs, and files. Like a virus in a living thing, a computer virus can spread if it is not removed. Some viruses are more dangerous than others. One of the most common places for a computer virus to appear is on a file found on the Internet or attached to an E-mail. For example, you may have a virus that just pops a message box on your screen, and then the virus is disabled, or you can have a virus that deletes half of your hard drive. Computer viruses didnt really exist until the mid 1980s. The first computer viruses were created in university labs to demonstrate how much of a threat the vicious code could be. There are many kind of viruses that exist today. Some of the most common of Computer Viruses are: File Viruses, Boot Sector/Partition Viruses, Multi-Partite Viruses, Trojan Horses, File Overwriters, Polymorphic viruses, and Stealth Viruses. A File Virus is the most common kind of virus. These kinds of viruses usually infect .EXE and .COM files, which are the main component of a program or application. A file virus can insert its own code into part of the file, so that when the infected program file is run, the virus is executed first. Most file viruses are memory resident. Because of this, they can easily attach themselves to other programs that are being run and start to infect that file. A simple virus will overwrite and destroy a host file, immediately letting the user know that there is a problem because the software will not run. Because these viruses are immediately sensed by the computer, they have a less chance to spread. More complex written viruses will cause more damage, spread easier, and are harder to be detected. Boot sector viruses infect hard drives and floppy disks by putting itself on the boot sector of the disk, which has the code that is run at boot up. Booting up from an infected floppy, allow...

Thursday, February 20, 2020

The Tell-Tale Heart and A Rose for Emily, gothic but with a twist Essay - 1

The Tell-Tale Heart and A Rose for Emily, gothic but with a twist - Essay Example Miss Emily Grierson of Faulkner’s tale belonged to a once rich family, but her mansion is now old and decayed through time and neglect (perhaps because she is too poor to spend money on it?). Maybe once there were people who came to visit, but now with Miss Grierson, or Miss Emily as she is referred to in the tale, turning into a recluse, there is nobody who goes inside the house, except for her Negro servant Tobe. We see in the beginning of the story how curious everyone is to see what is inside her house when they enter it at her funeral. Poe adds more mystery to his story by telling it through the crazed person, thereby ensuring that we never find out where exactly he lives, though we do get a feel of the house, and since most of the story happens after night has fallen, we are left with a sense of dark and mysterious surroundings. The violent and macabre occurrences in the stories are accompanied by a sense of a similar kind not only through the personalities of the protagonists, but via the ambiance or settings as well. That is to say not only did the stories hold a sense of mystery because of the complex central characters, but the dark and desolate environment of the houses where they took place also added to the Gothic effect that the writers were trying to create. It will not be remiss to say that the settings mirrored the lead characters of the tales. Miss Emily’s house, like her, was an unchanging symbol in changed times. It had been constructed when the family was rich, so it had an allusion to grandeur, albeit there were no riches to keep it in its pristine condition. So with changing times the neighborhood did not remain noble or â€Å"august† anymore and the area was taken over by garages and cotton gins, however, Miss Emily refused to give her house up; it remained, as Faulkner puts it, â€Å"an eyesore among eyesores.† Murky, dusty and decayed, just like

Wednesday, February 5, 2020

Report Essay Example | Topics and Well Written Essays - 3000 words - 1

Report - Essay Example Customer service is a process used by the organisations to provide customers with the needs and wants. The travel and tourism industry is one which is very large and there is a high level of direct customer interaction in this industry. Over the years, with the level of disposable income rising in the country, the customers are able and willing to spend more on various services related to travel and tourism and various researches have highlighted that customers are able to spend heavily on their travel and tourism needs. Saying this is also important to understand, that with an increase of the number of people indulging in the travel and tourism, the need for customer service has also grown to a higher extent. The travel industry requires to follow the ABTA rules. The main aim of the ABTA policies is to ensure that all the members of the travel industry and that all the customers and the members of the travel industry are provided with high levels of quality and customer service. All the travel related companies need to follow the rules set down by the ABTA and are obliged to follow the rules and regulations and policies set down by the ABTA. Customer Service is an essential part of Customer relationship management. Customer relationship management, which is widely known as CRM holds an enormous importance in today’s competitive world. This is clear from the several different mission statements and the vision statements that are presented by the companies across the world. An excellent example for the mission statements is, ‘It is the policy of McDonnell & Miller to provide products and services to the market which meet or exceed the reasonable expectations of our customers. Satisfying our customers with the appropriate level of quality is a primary goal and a fundamental element of our business mission’ (Mission Statements, 2010). Various changes have

Monday, January 27, 2020

The Very Concept Or Idea Of God Philosophy Essay

The Very Concept Or Idea Of God Philosophy Essay Ontological arguments attempt to show that the very concept or idea of God implies his reality; that is, that ones being able to clearly conceive of God somehow implies that God actually exists. The ontological argument is a priori. This means that the argument does not rely on the evidence of the sense, or the world around us, for either its premises or its conclusion, but rather it moves by stages of logical argument to a conclusion which is self-evidently true or logically necessary. The argument is both deductive and analytic. This means that the premises of the argument contain the conclusion it reaches and the argument is structured in such a way as to make the conclusion the only possible one that can be deduced from its premises. Because it is analytic it is true by definition alone. The ontological argument was first formulated by eleventh century Archbishop of Canterbury, St. Anselm. Anselms original version of the argument is developed in his Proslogion in the course of some reflections on the fool who hath said in his heart, There is no God. Anselm reasons that even to deny Gods existence, the fool must understand the idea of God, who must exist as an idea in the understanding of the fool. Anselm suggests that the idea of God is the greatest possible being, a being than which nothing greater can be conceived. Anselm claims that it is greater to exist in reality than merely to exist in the understanding. Since God is by definition the greatest possible being, it is impossible for God to only exist in the mind (the understanding). For if God only existed in the mind and not in reality, the God would not be the greatest possible being. Anselms argument is an essential idea of the ontological argument because he was the first scholar to formulate the ontological argument which other philosophers, including modern scholars, use as the basis of their developments to the ontological argument. Five hundred years after Anselm, the French philosopher Rene Descartes reformulated the ontological proof, in terms of the concept of necessary existence. Descartes realised that doubting all of his knowledge proved his existence: I think, therefore I am. Similar to Anselm, Descartes defined God as an infinitely perfect being superior to all beings in perfection. He argued that because we exist and in our minds, have the concept of a perfect being; and as an imperfect being, we could not have conjured up the concept of a perfect being. The concept of a perfect being must therefore have originated from the perfect being itself and a perfect being must exist in order to be perfect, therefore a perfect being exists. Descartes applied his argument for a perfect being to the existence of God. He argued that God is the idea of a supremely perfect being. A supremely perfect being has all perfections. Existence is a perfection. A supremely perfect being has the perfection of existence. It is impossible to think of God as not existing, therefore, God exists. Descartes maintained existence belonged analytically to God in the same way that three angles are analytically predicated of a triangle, or less convincingly, as a valley is a necessary predicate of a mountain. Norman Malcolm proposed another form of the ontological argument in support of necessary existence. Malcolm argued; if God exists, his existence is necessary; if God does not exist, his existence is impossible. Either God exists or he does not exist. Therefore Gods existence is either necessary or impossible. Gods existence is possible (not impossible), therefore Gods existence is necessary. Malcolms argument is an essential idea of the ontological argument because it is a development of both Anselms and Descartes arguments and logically proves the necessary existence of God. Alvin Plantinga formulated his own, contemporary version of the ontological argument. Plantainga suggested that since we are able to imagine any number of alternative worlds in which things may be quite different, for example a world in which John F Kennedy decided not to become a politician and been an estate agent instead. There must be any number of possible worlds, including our own. However, if Gods existence is necessary, he must exist in them all and have all the characteristics of God in them all. This is because, Plantinga argued, God is both maximally great and maximally excellent. He proposed that: there exists a world in which there is a being of maximal greatness, and a being of maximal excellence is omnipotent, omniscient and omnibenevolent in all worlds. Plantingas argument is an essential idea of the ontological argument because it succeeds in showing that God is possible in all possible worlds. b) Despite the ontological argument seeming to be a strong, convincing argument for proof for the existence of God, it comes under heavy scrutiny from its weaknesses. Anselms argument was refuted in his own lifetime by Gaunilo, who demonstrated that if the logic of the argument were applied to things other than God, it led to invalid conclusions. Gaunilo replaced the word God with the greatest island which led to his argument which had the same form as Anselms, with true premises, and yet, which leads to a false conclusion. Gaunilo argued: I can conceive of an island that than which no greater island can be thought. Such an island must possess all perfections. Existence is a perfection, therefore, the island exists. Gaunilos argument shows that just because we can think of the greatest possible thing or being in our mind it does not mean that it exists in reality. However this is a weak criticism of the ontological argument and the strengths are more convincing because Gaunilo is applying the argument to a contingent object, where as God is a necessary being according to Anselm. An island may or may not exist. Furthermore, there is no logical poin t at which we might reasonably say that we have reached intrinsic perfection in an island or other islands, or other contingent things, is surely subjective I cannot possibly guarantee that my perfect island is the same as yours. Therefore the strengths of the ontological argument are much more convincing than Gaunilos criticism because it shows that the argument works when applied to a necessary being, where as Gaunilo applied it to a contingent item, which is not the same thing. Fundamental to Anselms and Descartes form of the ontological argument is that existence is a predicate an attribute or quality that can be possessed or lacked, such as size, shape, colour, temperature, personality, intelligence or traits. These may or may not belong to a being or thing, and their presence or absence is part of our understanding and apprehension of it. However Kant observed that existence is not associated with the definition of something, since it does not add to our understanding of that thing. We must establish the existence of something before we can say what it is like. We cannot ascribe existence a priori to our definition of a perfect being. Kant argues it would be self contradictory to posit a triangle and yet reject its three angles, but there is no contradiction in rejecting the triangle together with its three angles. Kants criticism of the ontological argument is very strong and causes the ontological argument to be weak and not convincing because Anselm and Descartes used existence as a predicate in their arguments and consequently they were wrong to do so because existence is not a quality because the idea of God, existence is contained within the definition of God. Kant also added that existence adds nothing to the concept of a thing or being. For example, one hundred pounds in the imagination was not made greater in number or nature by existing in reality. However this argument fails to weaken the ontological argument because arguably one hundred pounds in reality is more useful than one hundred pounds in the mind. In the same way God who only exists in the mind can have no real effect on the lives of believers; where as God who exists in reality can intervene in peoples lives and make a real difference. Despite this, Kants argument is still a strong criticism and causes the ontological argument to not be a convincing argument because you can reject the idea of God and easily thin of a being that does not exist. David Hume also criticised the ontological argument. He believed that the ontological argument makes a false assumption about existence that necessary existence was a coherent concept. Hume argued that existence could only ever be contingent and that all statements about existence could be denied without contradiction. All things which could be said to exist could also be said not to exist. Hume said: However much our concept of an object may contain, we must go outside of it to determine whether or not it exists. We cannot define something into existence even if it has all the perfections we can imagine. Humes criticism is similar to Kants and makes the ontological argument a less convincing argument because it is not possible to move from the necessary of a proposition to the necessity of a God. In conclusion the ontological argument is a fairly convincing argument despite its various criticisms. The ontological argument cannot be disproved but it also cannot be proved, yet it remains a fairly strong and convincing argument for the existence of God. It is the strongest argument for the theist but it can be argued that it cannot be a strong argument or proof for the existence of God because there is no empirical evidence to prove its claims. However, I believe that it remains a fairly convincing argument because if God is the greatest being, by definition, God must be a necessary being, and in order to be the great being conceivable, God must exist in reality.

Sunday, January 19, 2020

Yale :: essays research papers

In January of 1997, Yale University was brought up on Charges of unfair labor practices. The National Labor Relations Board (NLRB) claimed that Yale should pay its teacher assistants as part time faculty. Although these teacher assistants are working they are also graduate students at the school. The NLRB stated that the teacher assistants at the school are a very essential part of the university’s structure. Jut a month prior to all this controversy, Yale University had just settled on a long drawn out contract dispute with its food service and maintenance crew. A spoke person for the university said he hoped that this new problem could be solved quickly and painlessly. The school does not want to hold the reputation of being constantly involved in contract negotiations or legal controversy. The school does not want to hold the reputation of being constantly involved in contract disputes, but as of now it they are. Yale believes that there is no reason for them to pay â€Å"students† for learning how to do their job. The institution feels as though this is just another step in into the real world, it’s a learning experience. On the other hand, the NLRB feels as though the graduate students working as teacher assistants should be paid as a Yale employee. They believe the students ate entitled to receive benefits and fair pay. The NLRB is trying to point out the importance of teacher assistants, without them professors would be forced to teach a larger sized class on their own. The teacher assistants break the group apart into smaller sections of about 25 to 30 students, this gives the students a better teacher-student ratio. Although Yale does hold a strong case, I feel as though the NLRB’s beliefs are the correct one. These â€Å"students† as they are called by Yale university are not just ones ordinary undergraduates, some have other jobs and are working toward their own PHD or masters degree. These individuals are well qualified to teach a small group of undergraduates, therefore they should be paid a reasonable wage. The teacher assistants could be looked at as an extension of the head professor. Some of these TA’s know the students a lot better than the professor does, on a personal or educational level. The Yale University Board claims that they are students who are learning another aspect of teaching, and therefore are still considered students.

Saturday, January 11, 2020

Credit Risk Management for Mongolian Banks Essay

The importance of optimal decision-making and precise predictions is not limited to banks only but also of importance to other financial institutions. Nowadays, financial markets are becoming increasingly uncertain and interdependent, making accurate prediction of future market directions a near impossible task. Although, in case of Mongolia, some econometric models are being tested for the last two decades, practical application is lackluster and it is common practice for businessmen to make decisions based on intuition and gut feeling. Unfortunately, this unscientific approach to decision making is quite commonplace. The objective of this research is to overcome conditions and to identify the best evaluation model for credit risk forecasting for banking institutions. From a theoretical point of view, this research paper introduces a literature review on the application of back propagation algorithm of an artificial neural network, linear probability model, and binary choice (logit probit) model for credit risk management. Whereas, from an empirical point of view, this research compares the econometric models and artificial neural network using Mongolian banks’ credit risk data, and shows the differences between the aforementioned four models. We demonstrate that artificial neural network model is more convenient for Mongolian banks’ credit risk management than other econometric models due to the models’ evaluation and forecast accuracy. Therefore, we recommend Mongolian banks and financial institutions to apply ANN model to forecast credit risk and to hedge risk. Key words: credit risk management, linear probability model, binary choice logit and probit model, artificial neural network, back propagation algorithm, forecasting.